Landmark Financial Group

  If you are looking for a trustworthy mortgage broker in your area and the best mortgage rates Quebec , there are a number of methods you can do it. It is the job of the mortgage broker to act as a liaison between borrowers and lenders. Most real estate agents also broker mortgages for potential homebuyers, which is a lucrative sideline for them. Mortgage brokers are real estate agents that specialize in connecting borrowers with banks and other financial institutions that can lend them money. Because of this, the broker-lender relationship can be mutually beneficial. Who is the ideal mortgage broker for you? Several methods exist for finding a reliable mortgage broker in your neighborhood. 1. See if anyone you know has just purchased a property and ask them for a recommendation. If a friend or family member recommends you to someone, you're more likely to believe them. Even if they don't specialize in mortgage lending, other real estate brokers can be a good sourc...

The lowest mortgage rate is what you want whether you're buying or refinancing a house. Adding a few dollars to your monthly mortgage payment won't give you any exceptional benefits.  What can you do to keep your mortgage costs down?  Enhance Your Credit Rating Getting your finances in order before you start shopping for a home might be difficult. Consider delaying house-hunting until you've cleaned up your finances. As a general rule, lenders will offer you a lower interest rate if your credit is better. So, pay off your credit card and other personal bills as much as you can to boost your credit score. Put Money Aside for a Home Purchase. Your monthly mortgage payment will be cheaper if you can put down a larger percentage of the purchase price. When it comes to interest rates, a greater down payment may even pay off in the long run. There are many ways to lower your interest rate, such as making a 30% down payment instead of the traditional 20%. Find out how much money ...